Alberta Insurance Resources
This site provides Online Insurance Quotes for Alberta Car Insurance and Alberta Home Insurance.
30 insurance company rates are instantly calculated, compared, providing you with the lowest rates. This service
is completely unbiased.
Government of Alberta - Auto Insurance: The Government of Alberta site has new information on the Alberta Car
Insurance reforms.
Alberta Insurance Council: The Alberta Insurance Council is the Regulatory Body responsible for licensing and
discipline of insurance agents, brokers and adjusters in the Province of Alberta.
Car Insurance Information: Car insurance (which is the same as auto insurance) covers all types of road-worthy
vehicles, whether you drive a car, a truck, or an SUV. Motorcycles also fall under the car insurance category
if you drive on public roads. Car insurance requires you to have a valid driver's license for the type of vehicle,
as well as a valid license plate on the vehicle itself, from your state or provincial government.
You should also be aware that the government requires certain minimum levels of car insurance be carried by a
driver; largely to protect other people. Like it or not, it's the law to carry this minimum car insurance.
Finally, when getting ready to purchase car insurance it will be up to you to find which insurance company has the
best rate for you. While you can call around to insurance agents and brokers, most only work with a limited number
of car insurance companies. There's no way to be sure that you've really got the best car insurance quote unless
you use this site to do a quick and effective rate search.
Home Insurance Information: The biggest question with home insurance is how much do you need? With that in mind,
you aren’t just insuring the structure (and in the case of a condo, you aren’t insuring the structure at all), but
you are also insuring the contents of your home.
Surprisingly, many people find that they actually need more insurance for contents than they need for the structure,
especially if they have expensive belongings like antiques, high-quality jewelry, high-end electronics or other
costly personal belongings. In the case of a disaster, the whole-scale replacement of those contents can be a
significant cost - and much more than most people expect. It's a critical area where people underestimate their
needs particularly with regards to the replacement value of their goods.
In addition to covering your home and contents, home insurance also provides liability coverage in case someone
is hurt on your property. In a litigious world, it pays to have liability coverage. Government does not mandate
it, but you should have it. Such liability insurance will cover you if someone is hurt on your property or in your
home. Living in the part of the country where you have winter ice and snow, you probably know how easy it is to
slip and fall on a walkway or set of stairs. Liability covers you in just such a case. Do keep in mind that
liability covers you for visitors to your home. You should check your policy to see if it also covers family
members or those living in the home, if they have an accident on the property.
Usually, when you buy a home, insurance is a condition of your mortgage. However, if you rent you may not have
though much about home insurance. You should. Unless you are living in a furnished apartment, you should budget
for this. In the case of a disaster - say fire or flood -- you would need temporary lodgings and money to replace
your things. Renter's insurance can cover that.
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